This short serves as the cartoon debut for Scrooge McDuck, outside of a cameo appearance on the Mickey Mouse Club series. It was also one of the first cartoons that the studio released after Walt Disney's death. This cartoon also realistically addresses the implications of Scrooge's Money Bin, specifically, that he invests most his fortune, and that the bin contains only a small percentage of his fortune. Disney Comics have followed up on the idea; his Money Bin simply contains specific wealth that has special nostalgic or significance to him or simply there's no available space for it in banks (in some stories, the idea of guarding all the money in banks is considered but refused because they already guard so much of Scrooge's money they can't take more).
Scrooge's grandnephews, Huey, Dewey, and Louie, come to Scrooge with their piggy bank in hand, wanting advice on how they can save it and one day become wealthy like Scrooge. Scrooge agrees that the boys should learn more about money, and begins with a history, first talking about ancient forms of money. Proper forms of money were invented to provide a easier way to determine the value of goods. Scrooge then elaborates on the development of coins, paper bills, and finally credit.
When the grandnephews ask why the government doesn't just print more money, Scrooge gives them a brief lesson on inflation, using comparisons to give the boys idea of just how much money is billion dollars actually is.
Finally, Scrooge gives the boys a lesson on budgeting for expenses. Proper budgeting should leave a profit. According to Scrooge, investing the profit was how he obtained his wealth. By using the same strategies, the boys can grow their savings as well. Scrooge leads the boys into his boardroom and accepts their piggy bank, making them stockholders. Scrooge takes a small fee for his time and consultation, informing the boys that good things are never free. The boys leave with a much better knowledge of money and finances.
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